Baja Capital Mortgage
Since Baja Capital Mortgage was founded, it has gained the reputation as the premier Mexico based Mortgage Brokerage. BCM not only offers the programs of every lender currently operating in the Mexico marketplace, but closes it’s transactions on time with the service and follow through expected by the buyers, sellers and realtors. What sets BCM apart is the fact that it is fully incorporated in Mexico with a full team of bilingual agents, processors and closing agents operating from the Los Cabos based head office ensuring minimal miscommunication and maximum service by performing all services “in-house”. BCM is most famous for being featured as the preferred lender for over 60% of the Los Cabos Real Estate companies and Developments allowing it’s influence to extend into all markets. Please contact us for a full list of references from the most prominent and respected Real Estate professionals in Mexico and experience the BCM difference.
The BCM solution
The BCM solution encompasses every competitive residential loan program currently available in Mexico, 100% conversion ratio for borrowers once approved as well as strong and numerous relationships with Notarios, Appraisers, Closers, Developers, and Brokerages, a portfolio of resources, solutions and subsequent leverage which BCM draws upon to offer mortgage services unequalled in Mexico.
Loan Programs
BCM Loan Programs
BCM has partnered up with every source of funding in Mexico to offer the widest portfolio of lending products Mexico has to offer. BCM offers over 150 different loan programs with some of the basics of each outlined below. Please call or email for a prequalification and consultation and one of our experienced financial advisors will be happy to advise you on which loan program best fits your needs and to effortlessly guide you though the Mexico purchase process.
Residential purchase / Cash out refinance
30yr fixed loans starting at 8.25%
25yr fixed loans starting at 7.25%
20yr fixed loans starting at 6.875%
15yr fixed loans starting at 6.625%
10yr fixed loans starting at 6.5%
No Prepayment penalties available
Construction
BCM is now lending at 70% loan to cost utilizing the land as collateral. Rates at 9% Interest only with approved builders. BCM offers Construction to permanent loans with a 1 time close and no max loan amount.
Cash out refinance
Clients can now cash out 80% of appraised value
15yr/20yr/25yr/30 yr adjustable and fixed rate loans with rates from 7% with 45 day closes
Raw Land financing
Available to US and Canadian citizens
30% down
10yr note with rates from 7%
Please contact your BCM representative for a quick 24hr prequalification
Ryland Apsey
624.122.3552
805.275.1844
ryland@bajacapitalmortgage.com
www.bajacapitalmortgage.com
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